appsNmobile Solutions Ltd. Commissions New Corporate Headquarters In Accra

Mr. Richard Bansah and other dignitories cutting the tape
Mr. Richard Bansah and other dignitories cutting the tape

appsNmobile Solutions Limited, a wholly-owned Ghanaian Fintech which is well known in the market for its many market-first payment solutions has commissioned its new corporate headquarters in Accra.

The office which is located at No. 11 Maseru Street at East Legon, will provide serene and comfortable working environment for its staff and clients.

Addressing a ceremony in Accra yesterday, Chief Executive Officer (CEO) of appsNmobile Solutions Limited, Mr. Richard Bansah said, the commissioning of the facility marks a big milestone in the life of the company as it positions itself as a leading Pan African payment processor.


He averred that, appsNmobile is known for developing innovative payment solutions such as VPOS which is a USSD solution that allows end users pay at merchant points from any type of phone by simply dialling an assigned short code to effect payment.

According to him, the Virtual POS Solution, a USSD application does not require that users download a mobile app but makes life simple for everyone and makes it possible for everyone to participate in electronic payments with ease.

This solution, Mr Bansah said, has different modules targeted at different sectors of the economy. “There is one for schools, one for churches, shops, OMCs, hospitals, and we just completed one for Micro Credit companies. Each module has a totally different menu to suit the sector.

“Another industry-first solution is the Agropay. This is designed to enable agribusinesses such as cocoa buying companies, palm fruits, cashew, rubber and other commodities traders effect payment directly to farmers through field officers or purchasing clerks. The companies can monitor the purchasing activities of their officers on the field via a web management portal and are able to match inventory to funds disbursed,” he said.


He explained that the centrepiece of their payments solution is the Orchard; which is the payment gateway that has been designed to process mobile money and card transactions.

“It enables customers of our clients pay them through various means such as mobile apps, USSD apps and web. The companies are also able to make direct payments into the mobile money wallets of any number of recipients at a go.

This solution is connected directly to the mobile money gateways of MML (MTN), Vodafone Cash and AirtelTigo Cash. It is also directly integrated to the GHIPSS GIP platform which makes it possible to terminate payments to any bank account in Ghana with ease. Companies can access the Orchard via APIs. We have very strict IT security controls in place to ensure safety of the platform. A remittance solution has been embedded in the Orchard making it possible for
International Money Transfer Operators to terminate international remittances directly into bank accounts of individuals or their mobile money wallets.”

Mr. Richard Bansah in an interview averred that, appsNmobile is ready for the next phase of growth and this, he indicated, will be achieved through continuous development of innovative and market-first payment solutions.

The Journey

The journey of appsNmobile, Mr. Richard Bansah said begun in 2015 in a garage with little resources.

“We were very focused on doing things right and going by the rules. This was what led us to even think about forming a board of directors. We fell on 3 friends of mine who have all made great accomplishments in their private and professional lives.”

He said, “There are many seeds we plant some unknowingly, that in future become the cornerstone of our own or someone’s efforts towards higher heights in life. Dr Bansa bought the first computer and connected internet to it for our use during one of his visits to Ghana. That was what Jerry used to learn computing sparking his interest in programming. Today, one cannot tell the story of appsNmobile without the relentless, indefatigable efforts and computing wizardry of Jerry.”

Driven by passion, innovation and excellence, the Company has demonstrated market leadership in all of its solutions.
It was the first to deploy point of sale (POS) solution that rides solely on the USSD Short Code.
The Company’s continuous quest to innovate and solve major challenges facing businesses in Ghana.
appsNmobile’s influence and impact on the Fintech ecosystem is manifest in many sectors of the Ghanaian economy.

The Company’s Cardless ATM solution supports banks to extend branchless banking to their customers. Enabling merchants receive or make payment has never been this easy and this has earned appsNmobile a place of honour as a key technical partner of leading multinational banks in Ghana.

The Board Chairman, Mr David Tetteh on his part lauded the company and management for building a strong team that has indeed stood the test of time, taking them this far.

He stressed the effective and efficient delivery of services when it comes to appsNmobile and called on company to join the appsNmobile ecosystem and deliver best of service solutions to their clients.


Send your news stories to and via WhatsApp on +233 244244807 Follow News Ghana on Google News


Please enter your comment!
Please enter your name here