Tag: private sector credit
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Reserve Money Rises by GH¢9bn but Credit Stays Cautious
Ghana's banking system received a fresh liquidity boost in April 2026 as reserve money climbed by 9 billion cedis from the previous month, Bank...
Ghana Private Sector Credit Surges 24.5% in April
Ghana's banking sector recorded real private sector credit growth of 24.5 percent year-on-year in April 2026, as falling interest rates redirected lending away from...
Ghana’s Rate Cuts Yet to Reach Business Borrowers
Ghana's central bank says commercial banks need more time to pass on sharply falling interest rates to businesses, citing balance sheet adjustment and elevated...
Cheaper Credit Is Flowing in Ghana But Is It Building or Consuming?
Ghana's lending conditions have eased dramatically. The Ghana Reference Rate (GRR), which commercial banks use to price loans, has now dropped to 10.06 percent...
Falling T-Bill Yields Raise Stakes for Ghana’s SMEs
Ghana's small and medium-sized enterprises find themselves at a pivotal crossroads as the collapse in Treasury bill yields reshapes commercial banking incentives, but financial...
